NH콕뱅크

Editor's Review

🌾 Welcome to CoK (Cooperatives of Korea), your all-in-one mobile banking solution from Nonghyup Mutual Finance! 🏦 CoK, representing the Agricultural Cooperatives of Korea, is designed to make your financial life easier and more convenient. Whether you're managing daily transactions or planning for the future, CoK has you covered. 🧑‍🌾

📱 Main Services:

🎨 3 Banking Modes: Tailor your banking experience with modes for everyone:

• Normal Mode: Standard access to all financial services.
• Large Text Mode: Designed for seniors and visually impaired users with larger fonts for easy reading. 👓
• Youth Mode: Engaging design and financial content for younger users. 👦👧

💸 Money Transfer: Send money quickly and securely with various authentication levels:

• Simple Authentication: Up to ₩5 million per day.
• Mobile OTP: Up to ₩10 million per transaction, ₩50 million per day.
• Physical OTP: Up to ₩100 million per transaction, ₩500 million per day.

💨 Quick Remittance: Set up your withdrawal and deposit accounts in advance for super-fast transfers! 🚀

🔍 Inquiry: Easily register and check your Nonghyup and other bank accounts. 🧐

🤝 Open Banking: Manage accounts from other financial institutions in one place. (Limited to participating institutions) 🌍

🛒 Financial Product Mall: Sign up for accounts, deposits, loans, and more without visiting a branch! 🏦❌🚶

💳 Mobile Cash Card: Pay at Hanaro Mart using your phone. Daily limit: ₩500,000. 📲

🤝 Zero Pay: Support small businesses with direct debit payments via QR code. Daily limit: ₩2 million. 🪙

🎁 Zero Pay Mobile Gift Certificate: Purchase local love and Onnuri gift certificates for use at Zero Pay merchants. 💝

📊 My Data: Comprehensive credit and asset management at your fingertips. 📈

💱 Currency Exchange: Apply for currency exchange and pick it up at a nearby branch. ✈️

🌍 Overseas Remittance: Send money to the same recipient based on previous transactions. 🌏

💰 Foreign Currency Pocket: Exchange and store foreign currency, with options to receive cash or repurchase. 💵

🎁 Gift Foreign Currency: Send foreign currency as a gift using just the recipient's name and mobile number. 🎉

🧾 Utility Fees: Pay bills like Giro, electricity, phone, taxes, and more with ease. 💡

🏧 ATM Withdrawal: Withdraw up to ₩300,000 without a bankbook or card at Nonghyup ATMs. 💸

🏢 Over-the-Counter Withdrawal: Withdraw money at a branch without your bankbook or card. 🏢

🧑‍🌾 CoK Farm: A digital assistant for farmers, offering news, duty-free oil status, and shipment details. 🚜

🛍️ CoK Shopping: Buy fresh agricultural products, appliances, and household goods from Nonghyup. 🍎

🎁 CoK Benefits: Enjoy various lifestyle and affiliate services for daily convenience. 🎁

🔑 Access Rights Information:

• Required:
  • Photos & Videos: Save bankbook images, remittance details, and QR codes.
  • Phone: Prevent fraud with ARS authentication and device verification.
  • Installed Apps: Detect malicious apps to prevent financial accidents.
• Optional:
  • Address Book: For mobile transfers and currency gifts.
  • Camera: For image capture, ID verification, and QR code scanning.
  • Microphone: For voice transfers and searches.
  • Notification: For deposit/withdrawal alerts and event information.

✅ Usage Guide:

• Target Audience: Anyone with a deposit/withdrawal account at Nonghyup or another bank.
• Hours: 24/7 (excluding some services).
• Inquiries: Smart Counseling Center 1600-2800 (Weekdays 9:00~18:00).
• Minimum OS: Android 6.0 or higher.

Download CoK now and simplify your financial life! 🚀

Features

• Supports Normal, Large Text, and Youth modes

• Easy money transfer with simple authentication

• Quick remittance with pre-set account details

• Inquiry for Nonghyup and other financial accounts

• Open Banking for managing external accounts

• Financial product mall for various sign-ups

• Mobile Cash Card for Hanaro Mart payments

• Zero Pay for small business payments

• My Data for integrated credit management

• Currency Exchange for non-face-to-face applications

• Overseas remittance to same recipient

• Foreign Currency Pocket for storing foreign currency

• Utility fee payments for various services

• ATM withdrawal without bankbook or card

• CoK Farm for agricultural specialized services

Pros

• Convenient access to various financial and lifestyle services

• Multiple banking modes cater to different user needs

• Easy money transfer with varying limits based on authentication

• Open Banking allows managing accounts from other institutions

• Mobile cash card for payments at Hanaro Mart nationwide

• Integrated credit and asset management through My Data

Cons

• Required access rights might raise privacy concerns

• Some services limited to participating institutions

• Minimum supported OS is Android 6.0 or higher