APK
Google Play 
App StoreEditor's Review
The Rakuten Bank smartphone app is designed for individual customers, providing a comprehensive banking experience right at your fingertips!📱✨ As one of Japan's largest internet banks, Rakuten Bank offers you the convenience of managing your finances 24/7, no matter where you are. This app is not compatible with personal business accounts or corporate business accounts.
With the Rakuten Bank app, you can effortlessly make transfers, check deposit and withdrawal details, and monitor your balance anytime. Sending necessary documents to open an account is faster through the app compared to traditional mail.✉️🚀
Rakuten Bank is dedicated to continuously enhancing the app to make online banking even more user-friendly. Your ongoing support and feedback are highly valued!💖
Key Features:
Transfer/Payment: Manage regular transfers and schedule future transfers with ease. Plus, send money without needing recipient account details via Easy Transfer (Mail Money), Send via Viber, or Send via Facebook. 📤📲
Deposit/Withdrawal Details Inquiry: Easily check your deposit and remittance history, account balance, and more on the "Deposit/Withdrawal Details" page. 🏦🔍
Term Deposits: Make deposits to time deposits, Rakuten Extension Deposits (structured deposits), and review deposit amounts and interest rates. Rakuten Extension Deposit is a yen time deposit with a special clause that extends the deposit period from 1 year to a maximum of 10 years, offering better interest rates than regular yen time deposits. 💰📈
Foreign Currency Deposit: Open a foreign currency deposit account and conduct transactions with foreign currency savings deposits and foreign currency time deposits. Enjoy 24-hour real-time trading with market-linked exchange rates! 🌏💹
Money Support (Asset Management Tool): Rakuten Bank’s free household account book service aggregates and classifies credit card, bank, securities, and loan details, automatically creating a household account book to support your asset management. Compatible with most major domestic financial institutions. Highly recommended for those who want to save but find household accounting challenging! 📊🏡
New Rakuten Bank FX: Open an FX account and manage deposits and withdrawals directly from the app. 💹
Overseas Remittance: Receive remittances from overseas or in foreign currencies using your Rakuten Bank account. 🌍💸
Introduce to a Friend: Easily recommend Rakuten Bank to family and friends using this convenient feature. 🧑🤝🧑📢
CASHb for Rakuten Bank: Earn cashback wherever you shop for eligible products. Note that some limited items must be purchased at participating stores. 🎁🛍️
Easy Warican: Simplify splitting bills for drinking parties and trips with friends. 🍹✈️
Rakuten Bank Convenience Store Payment: Pay directly from your Rakuten Bank account by scanning the barcode on the convenience store payment slip. 🛒🧾
ATM Search: Find ATMs using your smartphone's GPS, search by address or station name, and get route guidance. 📍🗺️
Sending Identity Verification Documents: Submit necessary documents such as identity verification and certificates for opening an account or applying for a loan directly from the app. 🆔✅
Biometric Authentication: Log in securely without a password by registering your biometric information. Enable this in the app settings after logging in. Supports fingerprint authentication on Android OS 6.0+ and other biometric authentication methods on Android OS 9.0+. 🖐️🔒
Features
Transfer and payment management 🏦
Deposit and withdrawal details inquiry 🧾
Term deposits (regular/Rakuten Extension) 🗓️
Foreign currency deposit transactions 💱
Money support (asset management tool) 📊
New Rakuten Bank FX account access 💹
Overseas remittance/foreign currency receive 🌍
Introduce to a friend referral program 🤝
CASHb for Rakuten Bank cashback service 🎁
Easy Warican bill splitting feature 🍹
Convenience store payment via barcode 🛒
ATM search with GPS navigation 📍
Identity verification documents submission 🆔
Pros
24/7 accessibility for banking needs ⏰
Easy money transfers with various options 💸
Comprehensive asset management tools 📈
Cons
Incompatible with business accounts 💼
Requires user ID and password after OS update 🔑
