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Discover Oportun, the top-rated savings app of 2024, recognized by Forbes Advisor and Bankrate! 🏆 This app simplifies how you save and borrow, making money management a breeze. Whether you're saving for a dream vacation ✈️, a new home 🏡, or managing your personal loan, Oportun provides the tools you need to succeed. No more navigating finances alone; Oportun is here to guide you every step of the way! 🤝
Set & Save: Automate Your Savings
Let Oportun automate your savings and watch your money grow effortlessly. Set & Save™ is customized to your unique financial situation, considering your spending habits, income, and schedule. The app intelligently moves money into your savings, helping you achieve your goals faster. On average, members save over $1,800 per year! 🌟
Key Features:
- Goal Setting: Save towards 15 million goals, from concert tickets to first homes.
- Personalized Savings: Oportun learns the best times to save based on your income and bills.
- Your Rules: Pause saves, move money back, and set limits according to your preferences.
How It Works:
- Get Started: Link your bank account and set your savings goals within minutes.
- Get to Know You: The app analyzes your spending and income patterns to find optimal times to save.
- Save Effortlessly: Money is automatically moved from your bank account into your Oportun savings.
Take the 30-day challenge and see how much you can save with the free trial. Afterward, continue enjoying effortless savings for just $5/month, with the flexibility to cancel anytime. 👍
Loan Management for Oportun Members
If you have a personal loan with Oportun, the app makes it easy to manage. Check your balance, make payments, set up autopay, and monitor your loan status anytime, all for free! 🏦
Trust and Security
Your savings are safe with Oportun:
- FDIC Insured: Your savings funds are FDIC insured, providing peace of mind. ✅
- CDFI Certified: Oportun is certified by the US Treasury Department as a CDFI. 🏅
- BBB Rating: Oportun has an A+ rating by the Better Business Bureau. 💯
Formerly known as Digit, Oportun helps you save without thinking, budget smarter, and manage your loans simply. Start your journey to financial wellness today! 🚀
Features
Automated savings based on personal spending habits
Savings goals setting for various financial needs
Pause saves and move money back anytime
Loan management: balance check, payments, autopay
FDIC insured savings up to $250,000
Personalized savings at your own pace
30-day free trial, then $5/month
Loan application via Oportun.com
Pros
Automated savings based on your income and spending
Personalized savings goals for various needs
Flexibility to pause saves and move money back easily
FDIC insured savings funds for security
Manages personal loans: Check balance, pay, set autopay
Cons
Monthly fee of $5 after the 30-day trial
Personal loans available only in certain states
