Zelle

Editor's Review

Zelle® is revolutionizing the way you send money! 💸 Partnering with leading banks and credit unions across the U.S., Zelle provides a fast, safe, and easy way to send money to your friends and family. Say goodbye to checks and complicated transfers – Zelle moves money directly from bank account to bank account, making transactions seamless and quick. 💨

If your bank or credit union already offers Zelle, you can find it conveniently located within your mobile banking app or online banking platform. If not, no worries! The Zelle app ensures you can easily send money to enrolled Zelle users who have access through their financial institutions. 🏦

Using just your recipient’s email address or U.S. mobile number, you can easily settle up with almost anyone you know and trust. Whether it’s splitting the bill for dinner 🍕, paying back a friend, or sending a gift 🎁, Zelle makes it simple and secure. And the best part? Zelle doesn’t charge any fees to use the service! (However, keep in mind that mobile carrier or bank fees may apply). 💰

Getting started is a breeze! Simply download the Zelle app and enroll using either a Visa® or Mastercard® debit card linked to a U.S. checking account. Alternatively, if your bank supports this feature, you can enroll your U.S. checking account using your online banking username and password. Choose the person you want to pay or request money from by entering their U.S. mobile number or email address. Confirm the amount, hit send, and if they’re already enrolled with Zelle, they’ll typically receive the money in minutes! If they aren’t, they’ll receive a notification and can follow a few simple steps to complete the payment. 🚀

Zelle and the Zelle related marks and logos are property of Early Warning Services, LLC. To use Zelle, you must have a bank account in the U.S. 🇺🇸

Features

• Send money to friends and family quickly

• Transfers money directly from bank to bank

• Uses recipient's email or U.S. mobile number

• Fast enrollment through bank or debit card

• No fees to use the Zelle service

• Request money from others easily

• Confirm amount and send with a simple tap

• Money arrives in minutes for enrolled users

Pros

• Fast transfers directly between bank accounts

• No fees for using the Zelle service

• Easy to send money to almost anyone you trust

• Quick enrollment process

Cons

• Requires a U.S. bank account

• Mobile carrier or bank fees may apply