YNAB

Editor's Review

Ever wonder where your hard-earned money disappears to? 💸 YNAB, or You Need A Budget, puts you in the driver's seat! 🚗💨 This isn't just another budgeting app; it's a comprehensive financial management tool designed to give every dollar a purpose. According to YNAB users, the average person saves $600 in the first two months and $6,000 in the first year! 📈

YNAB is built for partners and families, allowing up to six people to share budgets on one subscription. It simplifies sharing finances with a partner, which is way cheaper than couples counseling! 💖

If you're struggling with debt, YNAB has got you covered. The loan planner tool helps you calculate time and interest saved, and a debt-paying community cheers you on! 🎉

One of the coolest features is the ability to securely link your financial accounts to import transactions automatically. Of course, you can manually add transactions if you prefer. 🏦

YNAB protects your privacy with no in-app ads and no third-party product pitching. 🙌

View your financial picture all in one place with net worth reports, spending breakdowns, and income vs. expense reports. 📊 Set spending targets and visualize progress as you go! 🎯

If you need help, YNAB offers award-winning support from real humans, free live workshops, and a community of users who aren't perfect either. 🧑‍💻

Start your one-month free trial today and transform your relationship with money! 🚀

Features

• Built for partners and families

• Pay off your debt effectively

• Import transactions automatically

• No ads for privacy protection

• View financial picture in one place

• Set and reach goals faster

• Real help from real humans

• Award-winning support team

• Free live workshops

Pros

• Share budgets with up to six people

• Loan planner helps pay off debt faster

• Automatically import transactions securely

• Enjoy privacy with no ads

• View financial picture in one place

• Set and reach financial goals faster

• Access real help from a support team

Cons

• Subscription required after 30-day trial

• Auto-renewal subscription