Venmo

Editor's Review

Venmo is the go-to app for anyone who wants a fast, safe, and social way to handle their payments. With over 83 million users, it's a popular choice for sending and receiving money. 💸

The app allows you to pay and get paid for just about anything, from splitting rent with your roommates to sending a friend a gift. What's cool is that you can add a note to each payment, making it easy to share and connect with friends. 📝

Venmo has a handy feature where you can split a payment request among multiple friends. This means no more calculating who owes what; just send out the request, and Venmo takes care of the rest! 👯

For those who love to shop, the Venmo Debit Card is a great perk. You can earn automatic cashback at some of your favorite merchants. Plus, there's no monthly fee or minimum balance required. 💳💰

If you're looking for even more rewards, the Venmo Credit Card is worth checking out. You can automatically earn 3% cash back on your top spend category, 2% on the next, and 1% on the rest. It’s a smart way to make your spending work for you! 🤑

Venmo also lets you buy, hold, and sell cryptocurrency right in the app. If you're new to crypto, they offer in-app resources to help you learn. Just remember, crypto is volatile, so take it slow and at your own comfort level. 📈📉

For entrepreneurs and side hustlers, Venmo allows you to create a business profile under your same Venmo account. It's a great way to keep your personal and business transactions separate. 💼

Paying in stores is a breeze with the Venmo QR code. Just scan, pay, and go at participating stores like CVS. It’s a touch-free way to pay! 🤳

You can also use Venmo to check out in some of your favorite apps and online stores, like Uber Eats, StockX, Grubhub, and Zola. It's super convenient! 📱

Managing your money is easy with Venmo. You can get your Venmo money in the bank within minutes using Instant Transfer. And if you want your paycheck up to two days early, try Direct Deposit on Venmo. 🏦

Overall, Venmo is a versatile and user-friendly app that makes managing your money a breeze. Whether you're splitting bills with friends or buying crypto, Venmo has you covered! 👍

Features

• Send and receive money quickly

• Split requests among multiple friends

• Venmo Debit Card with cashback

• Venmo Credit Card with rewards

• Buy and sell crypto on Venmo

• Create a business profile

• Pay in stores with QR code

• Pay in apps and online easily

• Manage money with Instant Transfer

• Get paid up to 2 days early

Pros

• Fast and safe way to send/receive money

• Split payment requests among Venmo friends

• Earn cashback with the Venmo debit card

• Earn rewards with the Venmo credit card

• Buy, hold, and sell cryptocurrency easily

• Create a business profile on Venmo

• Pay touch-free in stores with Venmo QR code

• Pay in apps & online with Venmo

• Manage your money with Instant Transfer

• Get your paycheck up to two days early

Cons

• Crypto is volatile and risky

• Transfer speed depends on your bank