Wise: International Transfers

Editor's Review

Wise is your go-to app for managing your money across borders with ease and transparency! 🌍💸 Join over 16 million users who trust Wise for international money transfers, multi-currency accounts, and more. Say goodbye to hidden fees and hello to real exchange rates! 👋

With Wise, you can send money to 70+ countries at the real mid-market exchange rate, just like you see on Google. 🏦 Over half of transfers are instant, arriving in under 20 seconds! Plus, security features like two-factor authentication and biometrics keep your transactions safe and sound.🔒

The Wise debit card lets you spend and withdraw cash in 160+ countries. 💳 It auto-converts currencies at the lowest possible price, so you always get the best deal. You can also freeze/unfreeze your card and update digital card details for extra security. 🛡️

Get paid like a local with account details for the UK, Europe, Australia, and more. 🏦 Use these details to receive payments in multiple currencies for free and set up direct debits. Stay informed with instant push notifications for every transaction. 📱

Hold 40 currencies in your account and convert between them instantly at the real exchange rate for a super-low fee. No monthly or maintenance fees in most cases! 💱 You can even set up auto-conversions at specific rates and stay updated with Rate Alerts. 📊

Put your money to work with Assets (available in the UK, Singapore, and multiple EEA countries). Try Interest or Stocks in a few taps! 📈 (Capital at risk, growth not guaranteed.)

For businesses, Wise offers a better way to pay invoices and bills faster, at a better exchange rate. 🏢 Get paid by clients worldwide using account details and connect to platforms like Amazon, Stripe, and Xero. 🔗

Wise is regulated by local authorities worldwide, ensuring your money is safe and secure. 🛡️ Send from a variety of currencies including GBP, EUR, USD, and more, to destinations around the globe! 🌎

Features

• Send money to 70+ countries quickly

• Debit card for spending in 160+ countries

• Local account details for multiple currencies

• Hold and convert 40 currencies instantly

• Business account for global transactions

• Real exchange rates on all transactions

• Instant push notifications for transactions

• Assets feature for UK, Singapore and EEA

Pros

• Real mid-market exchange rates

• Multi-currency account holding

• Get paid like a local

• Debit card for international spending

• Fast international money transfers

Cons

• Assets feature has risk

• Limited countries for sending