Humm - Buy Now & Pay Later

Editor's Review

The humm app is your go-to solution for flexible shopping in Australia! 🇦🇺 It lets you buy now and pay later in easy, interest-free installments at participating online and in-store merchants. Say goodbye to hefty upfront costs and hello to convenient payments. 👋

With humm, you can easily shop online or in-store. Simply select humm at checkout, and the app handles the rest. 🛍️ You can review your transactions and payments directly in the app, making it super easy to keep track of your spending. Plus, repayments are automatically deducted from your chosen account, so you'll never miss a payment! 🗓️

Eligibility Requirements:

Before you start humming, make sure you meet these criteria: You must be 18 years or older, have a permanent job of 20+ hours per week or be on an aged or veteran’s pension. You also need to meet humm's credit assessment criteria and be a permanent resident in Australia with a valid mobile number. ✅

Important Facts:

The humm app is free to use, but remember that it requires an internet connection, and normal data charges apply. 🌐 Make sure to read the humm Terms of Use to understand all the details before downloading and using the app. ℹ️

Features

• Buy now, pay later in instalments

• Interest-free payments at selected merchants

• Shop both online and in-store

• Track transactions and payments easily

• Automatic deductions from your account

• Check your transaction details

• Free to use (data charges apply)

• Pay in interest-free installments

Pros

• Shop online or in-store with ease

• Manage transactions and payments in the app

• Automatic repayments from chosen account

Cons

• Must meet credit assessment criteria

• Requires a stable internet connection