Perpay - Shop and Build Credit

Editor's Review

Are you looking for a way to shop now and pay later while building your credit? 🤩 Perpay offers a unique solution that allows you to access up to $1,000 to spend on top brands in electronics, home goods, apparel, and more! 🛍️ What’s even better? You can build your credit by making automatic payments each time you get paid. Say goodbye to crazy fees and predatory interest rates! 👋

Here’s a breakdown of what Perpay offers:

• Perpay Marketplace: Unlock $1,000 to shop top brands. Enjoy the flexibility of paying over time with no interest or fees. 💸
• Perpay+: Opt-in to have your payment history reported to all 3 credit bureaus. Build your credit while you shop for the things you love! 📈
• Perpay Credit Card: Access up to a $1,000 credit line with 2% rewards. No hard credit check, no security deposit, and no annual fee! 🎉

The Perpay Credit Card is issued by Celtic Bank, giving you peace of mind with a trusted financial institution.💳

Perpay makes financial flexibility and credit building accessible and straightforward. Start shopping and building your credit today! 💪

Features

• Up to $1,000 spending limit available

• Build credit with automatic payments

• No crazy fees or predatory interest rates

• Shop electronics, home goods, apparel, and more

• Payment history reported to credit bureaus

• Apply for a Perpay credit card

• 2% rewards on credit card purchases

• No security deposit required

Pros

• No hard credit check for credit card

• Opportunity to build credit history

• Shop top brands with payment flexibility

Cons

• Monthly card servicing fee of $9

• Credit Card APR can be high