Neo Financial

Editor's Review

Welcome to Neo, The Globe & Mail’s Top Growing Company of 2024! 🏆 Neo is here to revolutionize your financial experience with a suite of innovative tools designed to help you save, spend, and grow your money smarter. 🚀

Boosted Cashback: Imagine getting rewarded every time you spend! With Neo, as your savings in the Neo Everyday account grow, so does your cashback rate on purchases. Enjoy an average of 5% additional cashback at thousands of partner locations with eligible Neo products. 💸

Winning Credit Cards: Maximize your rewards with Neo’s credit cards, offering some of Canada’s highest cashback rates. Turn everyday spending into exciting returns! 💳

No Monthly Fees: Say goodbye to unnecessary fees with the Neo Everyday account. Enjoy no monthly fees, no minimum balances, and free everyday transactions. It’s banking without the burden. 🏦

Build Your Credit: Start building or rebuilding your credit score with Neo secured credit cards. Earn instant cashback while improving your credit history. It’s a win-win! 📈

Savings Made Simple: Easily monitor your progress and grow your money with Neo’s High-Interest Savings Account. Watch your savings expand effortlessly. 📊

Neo Mortgage™: Get the best mortgage rate, fast turnaround, and expert support with Neo Mortgage™. Making homeownership dreams a reality. 🏡

Total Control: Manage all your finances in one convenient app. Pay bills, make deposits, withdraw funds, and transfer money with ease. 📱

Safe & Secure: Bank with confidence knowing Neo offers Mastercard® Zero Liability protection and Canadian Deposit Insurance Corporation (CDIC) coverage. Your money is safe with us. 🛡️

Smart Data: Gain personalized insights into your spending habits with Neo AI. View your transactions and cashback at a glance, making informed financial decisions. 💡

Visit neofinancial.com for more information and to start your journey with Neo today! 🎉

Features

• Boosted cashback on purchases

• High cashback credit cards

• No monthly fees on account

• Build credit while earning

• Simple savings tracking

• Competitive mortgage rates

• Manage finances in one app

• Fraud protection

• AI-powered financial insights

Pros

• Boosted cashback rates on purchases

• High cashback rates with credit cards

• No monthly fees for everyday account

• Build credit history while earning cashback

• Simple savings tracking and growth

• Best mortgage rates with expert support

• Control money in one place

• Protected against fraud

• Smart data for spending insights

Cons

• Cashback earn subject to monthly spend limit

• Neo AI may not always be accurate