Klarna | Shop now. Pay later.

Editor's Review

Klarna is your ultimate shopping companion, designed to simplify your payments and enhance your shopping experience. 🛍️ With Klarna, you can manage all your purchases, upcoming payments, and outstanding balance in one convenient app. Stay organized and never miss a payment with push notification reminders. 🔔

Shop at your favorite brands and access Klarna's flexible payment options, including Pay now, Pay in 4 interest-free payments, Pay in 30 days, or Pay over time. 💳 Unlock cashback rewards at top stores, exclusively in the Klarna app, and earn up to 10% cashback on your purchases. 💰 No confusing points system—just real cash added to your Klarna balance, ready for your next purchase at any store. 🎉

Get the Klarna Card and use it wherever Visa is accepted. Pay later or over time, shop abroad without additional foreign exchange fees, and enjoy no monthly or annual fees. 🌍 Unlock your Klarna balance and earn money when you shop. Get cashback from Klarna purchases and receive lightning-fast refunds. Open your Klarna balance in minutes for free, add money instantly, and start collecting your cashback. 💸

Split the cost of your purchase from any Klarna app store into 4 smaller, interest-free payments. And it works just as easily in-store with Apple Pay. So get what you love today and pay later. 🎁 Shop and save with exclusive deals and discounts from all over the world, right in the Klarna app. Find a deal you like, claim it with a tap, and check back tomorrow—new offers are added all the time. 🎯

Track all your deliveries with live updates, pickup codes, and even pickup location photos. Track your purchase from store to door in the Klarna app. 🚚 Need to send something back? Report a return right in the app. We’ll pause your purchase so you don’t have to pay in the meantime. 📦 Enjoy instant shopping confirmation and 24/7 customer service via chat in the Klarna app. 💬

Klarna is also the official successor to Stocard, allowing you to declutter your wallet by scanning the code on your plastic cards within seconds. 🗂️

Features

• Complete overview of purchases

• Cashback rewards at top stores

• Klarna Card for flexible payments

• Real-time delivery tracking

• Hassle-free returns

• 24/7 customer service

• Digitize your loyalty cards

• Exclusive deals and discounts

Pros

• Earn cashback on purchases

• Manage all payments in one app

• Track deliveries in real-time

• Enjoy 24/7 customer service

• Digitize loyalty cards

Cons

• Potential for overspending

• Requires careful financial management