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Editor's Review

The M&T Mobile Banking App is designed to provide both personal and business customers with a fast and efficient banking experience, allowing you to focus on what matters most! 🏦

Convenient Account Access: View available balances, transactions, credit limits, and check images with ease. Centralize your finances, categorize transactions, customize budgets, and track spending for your personal accounts using M&T Money Smart. 📊

Secure Banking: Access your accounts securely using your passcode, fingerprint, or facial recognition on compatible devices. Stay informed with M&T Alerts via text, email, or app notifications, ensuring you're always in the know about your account activity. 🛡️

Swift Money Movement: Send money quickly with Zelle® to almost anyone with a bank account in the U.S. Deposit checks and use M&T Flash Funds™ for immediate availability (fees apply). Transfer funds between M&T accounts and make loan and credit card payments effortlessly. Pay bills confidently with the M&T Bill Pay Guarantee. 💸

Easy Card Management: Take control of your personal M&T debit and credit cards by temporarily locking them, reporting them lost or stolen, and ordering replacements. Add authorized users to your personal and business M&T credit cards, and view your M&T credit card rewards points to access your rewards account. 💳

Readily Available Support: Reach out to us via phone using our contact numbers, search FAQs for quick answers, or locate the nearest branch and ATM. We're here to help you every step of the way! 📞

Features

• View balances, transactions, and credit limits

• Categorize transactions and track spending

• Access accounts securely with biometric options

• Receive M&T Alerts via text, email, or app

• Send money with Zelle® to almost anyone

• Deposit checks and use M&T Flash Funds™

• Transfer funds and pay loans/credit cards

• Manage your M&T debit and credit cards

• Add authorized users to credit cards

• View credit card rewards points

• Find nearby branches and ATMs

• Call for support or search FAQs

Pros

• Convenient access to account balances and transactions 📱

• Secure access with passcode, fingerprint, or facial recognition 🔒

• Swift money transfers with Zelle® and M&T Flash Funds™ 💸

• Easy card management: lock, report lost, or add users 💳

• Readily available support through call, FAQs, and branch locator 📞

Cons

• Fees for M&T Flash Funds™ service (2% of check amount) 💰

• Zelle® requires a bank account in the U.S. 🌐