Ava Finance

Editor's Review

🌟 Unlock a brighter financial future with Ava! 🌟 Ava is designed to help you build positive credit history effortlessly and effectively, which can significantly improve your credit score. Imagine seeing real progress in as little as two weeks! With Ava, you’re on your way to achieving that prime credit score (700+) you’ve always wanted. 🚀

❓ Why choose Ava? ❓

⚡️ Quick Results: A whopping 74% of members have seen their credit scores improve within just two weeks of joining! Keep up with those on-time payments, and you could see a boost of 40+ points in just three months! 📈

⚙️ Easy Setup: Get started in less than 5 minutes – faster than brewing a cup of coffee! ☕

💰 Transparent Pricing: Starting at only $6/month for the annual plan, Ava offers an affordable and straightforward path to better credit. 💸

✅ With Ava, you can expect: ✅

🚫 No hidden fees

💯 0% interest

🚀 Instant account setup with no credit check

🔒 0 deposit/collateral required

💳 What’s included in our simple pricing? 💳

CREDIT BUILDER CARD: Use Ava’s Credit Builder Card to pay for over 60 online subscriptions and bills, such as Netflix and Verizon, all while lowering your credit utilization. NO CREDIT CHECK REQUIRED, and approval is guaranteed once you connect a valid bank account and pass identity checks. ✅ We help you maintain a low card utilization with a smart spending limit to positively impact your score. When you make timely payments, we report your positive behavior to all three credit bureaus within 48 hours. 🏦

🔒 SECURED CREDIT BUILDING ACCOUNT: Ava's Save & Build secured loan helps you save money AND improve your credit history simultaneously. Add an extra credit line to your report and increase the frequency of on-time payments. Start by saving at least $25/month, and you get ALL the money you saved after 12 - 24 months of on-time payments. Absolutely NO interest or added fees. You keep every dollar you save towards the secured loan! 💰

📊 MONTHLY FREE CREDIT REPORT: Stay informed about your credit score with free credit reports in the app. Gain insights and suggestions to easily understand credit factors like credit utilization and the percentage of on-time payments. 📈

📞 DEDICATED CUSTOMER SUPPORT: Need help or have questions? Our dedicated support team is here for you! Contact us at support@meetava.com. 📧

Ava makes building credit simple and transparent. What you see is what you get – no hidden fees, zero interest, and our promise to support you every step of the way. We only succeed when you succeed. A better credit score, peace of mind, and potential savings are just a few taps away. 🌟

Ava is not a bank but a technology company partnering with banking services provided by Evolve Bank & Trust, member FDIC, to offer the Secured Loan Account. The Ava Credit Builder Mastercard® is issued by Patriot Bank, N.A., member FDIC, under a license from Mastercard International Incorporated.

* With Ava's Credit Builder Card and Save & Build Account, you add two new tradelines to your credit report, enhancing your credit mix (10%) and credit history (15%). Each on-time payment helps build your payment history (35%), and the Credit Builder Card's credit limit aids in managing your credit utilization (30%).

** Data from Jan 1, 2023 - Dec 31, 2023, reflects the average outcome for members who subscribed to Ava, activated the Ava Card, were furnished to the bureaus within 7 days, and did not cancel within 7 days of signing up. A credit score increase is not guaranteed.

Features

• Credit Builder Card for online subscriptions

• Secured credit building account

• Free monthly credit report

• Dedicated customer support

• Guaranteed Credit Builder Card approval

• Reports to all three credit bureaus

• No credit check required

• 0% interest

Pros

• Quick credit score improvements

• Easy and fast setup process

• Transparent and affordable pricing

• No hidden fees or interest charges

• Free monthly credit report

Cons

• Credit score increase not guaranteed

• Requires subscription for full benefits