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Editor's Review

Kakao Bank is revolutionizing the financial landscape by making banking more accessible and convenient in everyday life. As the first financial sector bank of its kind, Kakao Bank offers a newly designed banking experience right at your fingertips.📱

Key Features:

• Mobile Convenience: Conduct all banking transactions on your mobile device, 365 days a year, without ever needing to visit a branch.🏦➡️📱
• Easy Account Opening: Open an account in just 7 minutes with a simple and straightforward process. ⏱️
• Seamless Transfers: Transfer funds without the need for joint certificates or security cards, simplifying your transactions. 💸
• KakaoTalk Integration: Easily transfer money to your KakaoTalk friends, even if they are not Kakao Bank customers, by skipping the need to know their account numbers. 🗣️
• Personalized Design: Choose a check card with a design that suits your style, from Kakao Friends characters to sleek black options. 🎨
• Customizable Accounts: Personalize your account name and color to make your banking experience unique. 🌈
• Visible Benefits: Enjoy competitive interest rates and benefits without complicated subscription or preferential conditions. 📈
• Real-Time Insights: Monitor your term deposit and watch your interest grow in real time. ⌚
• Emergency Funds: Access a small minus loan (emergency fund) available to 90% of Korean citizens aged 19 or older. 🆘
• 26-Week Savings: Participate in a fun 26-week savings plan with Kakao Friends, starting from just 1,000 won per week. 🐷
• Automatic Piggy Bank: Automatically collect your money with a customizable savings rule. 💰
• Shared Meeting Accounts: Invite KakaoTalk friends to join a meeting account and view balances and transaction history together. 🤝
• Credit Management: Manage your credit information safely and for free, with notifications for credit changes and helpful management tips. 📊
• Overseas Remittance: Send and receive money overseas anytime, anywhere, to over 200 countries through overseas accounts and Western Union (WU). 🌍
• Affiliate Services: Easily open a stock account at a securities company and apply for an affiliated credit card featuring Friends characters. 🏦🤝

Additional Perks:

• Fee Exemptions: Enjoy exemptions from transfer fees and deposit/withdrawal fees at all domestic ATMs. 🚫💸

Customer Support:

• Inquiries: Available from 09:00 to 22:00, 365 days a year. 📞
• Accident Report: Available 24/7, 365 days a year. 🚨
• Chatbot Support: Available 24/7 via KakaoTalk Plus Friend. 🤖

Permissions: The app requires certain permissions for optimal functionality, including telephone access, camera access, location access, and more.📞📷📍

Kakao Bank is not just a bank; it's a financial companion designed to simplify and enhance your financial life. Download now and experience the future of banking!🚀

Features

• Mobile banking without branch visits

• Easy transfer to KakaoTalk friends

• Customizable check card designs

• Real-time interest rate monitoring

• 26-week savings with Kakao Friends

• Automatic money-collecting piggy bank

• Shared meeting accounts for groups

• Free credit information management

Pros

• Convenient mobile banking, 365 days a year.

• Easy account opening in just 7 minutes.

• Transfer without certificates or security cards.

• Customizable account names and colors.

• Competitive interest rates for everyone.

• Overseas remittance with exceptional fees.

• Affiliate services like stock account opening.

• Exemption of transfer and ATM fees.

Cons

• ATM fee policy may change in the future.

• Optional access rights require user agreement.