Bank of America Mobile Banking

Editor's Review

The Bank of America® Mobile Banking app puts the power of banking right in your pocket! 🏦 Whether you need to manage your checking, savings, credit card, loan, or investment accounts, this app has you covered. It's designed for U.S.-based customers, ensuring a smooth and secure banking experience. 🛡️

Manage Your Accounts with Ease

Stay on top of your finances by viewing account balances and reviewing your transaction history. 🧾 Activate or replace your credit/debit cards directly from the app. Set up personalized alerts 🔔 to receive important account updates, so you never miss a beat. Manage all your accounts, including checking, savings, credit cards, loans, and investment accounts, all in one place. 🗂️

Seamless Transfers and Bill Payments

Send and receive money securely with Zelle® using just a U.S. mobile number or email address. 💸 Transfer funds between your Bank of America and linked Merrill accounts effortlessly. Pay your bills 🧾 quickly and securely without the hassle of writing checks or visiting a branch. 🏦

Mobile Check Deposit

Deposit checks 📸 anytime, anywhere! Simply snap photos of the front and back of the check to deposit them into your checking or savings account. Get immediate confirmation ² that your check is processing, giving you peace of mind. ✅

Meet Erica, Your Virtual Financial Assistant

Need help navigating the app or finding specific transactions? Just ask Erica! 🗣️ Erica can find transactions, pay bills, and provide valuable alerts and helpful insights. Erica is available to assist you, making banking simpler and more intuitive. 💡

Top-Notch Security Features

Security is a top priority! Set up Touch ID® or Face ID® for quick and secure access to your account. 📱 The app will notify you if any fraudulent activity is suspected on your card. View the security center for tips and tools to keep your account safe. With the Mobile Banking Security Guarantee, you’re not liable for fraudulent transactions when reported promptly. 🔒

Investment Management with Merrill

Manage your investments with Merrill right from the app! Trade stocks, ETFs, and mutual funds. View up-to-date market data, news, and quotes. 📈 Send messages and documents securely to your advisor. ✉️

Track Your FICO® Credit Score

Keep an eye on your financial health by easily checking your FICO® credit score. View the key factors that affect your score and learn about keeping your credit healthy. 💯

Financial Education and Budgeting Tools

Set up and manage savings goals to achieve your financial dreams. 🎯 Organize and track your spending by category to see where your money is going. View all your transactions in one place and compare your spending against your income. Easily create a budget based on previous spending or from scratch. 📊

Investing involves risk, and it’s important to remember that you can lose money when investing in securities. ⚠️

Features

• View balances and account activity

• Transfer money with Zelle®

• Deposit checks via mobile

• Get insights from Erica, the virtual assistant

• Trade stocks and ETFs with Merrill

• Check FICO® credit score

• Set and manage savings goals

• Track spending and create budgets

Pros

• Conveniently manage accounts on the go

• Securely transfer money and pay bills

• Easily deposit checks with mobile check deposit

• Get assistance from virtual financial assistant

• Monitor and manage investments with Merrill

• Track credit score and financial health

• Access financial education and budgeting tools

Cons

• Features may be limited by account type

• Erica is only available in English

• Mobile carrier fees may apply