Walmart MoneyCard

Editor's Review

The Walmart MoneyCard app is designed to provide you with a seamless and convenient way to manage your money. 💰 Whether you're looking to get your paycheck early, earn rewards on your purchases, or simply keep track of your spending, this app has you covered. Let's dive into the details! 🏦

Key Features and Benefits:

Early Direct Deposit 🏦: Imagine getting your pay up to 2 days early! With direct deposit, you can access your funds sooner and manage your bills more efficiently. Keep in mind that the timing may vary based on the payer's instructions and fraud prevention restrictions. 🕒

Cash Back Rewards 🎁: Who doesn't love earning rewards? Get 3% cash back on Walmart.com, 2% at Walmart fuel stations, and 1% at Walmart stores, up to $75 each year. It's like getting paid to shop! 🛍️

Family Accounts 👨‍👩‍👧‍👦: Share the benefits with your loved ones by ordering an account for free for up to 4 additional approved family members ages 13+. Help them manage their finances and learn good spending habits. 📈

Overdraft Protection 🛡️: Unexpected expenses happen. With opt-in and eligible direct deposit, you can get up to $200 overdraft protection. This provides a safety net when you need it most. 💡

No Monthly Fee with Direct Deposit 🚫💲: Avoid monthly fees by setting up a qualifying direct deposit of $500 or more. Otherwise, the fee is $5.94 per month. It’s an easy way to save on banking costs. 💸

Interest on Savings 🏦💰: Grow your money with a 2% interest rate on savings. Watch your balance increase over time, simply by keeping your money in the account. 📈

Lock Protection 🔒: Misplaced your card? No problem! Use the lock feature in the app to prevent unauthorized purchases. Unlock it instantly when you find it. 📱

Versatile Usage 💳: Use your Walmart MoneyCard for purchases everywhere Debit MasterCard® or Visa® debit cards are accepted in the U.S. It's convenient and widely accepted. 🌍

Easy Deposits 🏧:

• Direct Deposit: Have your pay or government benefits directly deposited into your account.
• Bank Transfers: Add money from your existing bank account.
• Cash Reloads: Enjoy free cash reloads at Walmart stores nationwide using the app.
• Check Deposits: Deposit checks using your smartphone.

Important Information to Note:

• Must be 18 or older to purchase a Walmart MoneyCard.
• Activation requires online access and identity verification (including SSN) to open an account.
• Mobile or email verification and mobile app are required to access all features.

The Walmart MoneyCard offers a comprehensive suite of financial tools to help you manage your money effectively. From earning rewards to protecting against overdrafts, it's designed with your financial well-being in mind. Start enjoying the benefits today! 🎉

Features

• Get paid up to 2 days early

• Earn cash back on purchases

• Order accounts for family members

• Get overdraft protection with opt-in

• Waive monthly fee with direct deposit

• Earn interest on savings

• Lock your card in the app

• Use everywhere Debit MasterCard or Visa accepted

Pros

• No minimum balance or credit check required

• Easy ways to make deposits

• Lock protection in the app for security

Cons

• Monthly fee applies without direct deposit

• Overdraft fees may apply