Wepod | ویپاد

Editor's Review

ویپاد (Wepod) is the fully digital branch of Pasargad Bank, designed to provide online and mobile banking services. 📱 With ویپاد, users can enjoy basic Pasargad Bank services and exclusive ویپاد services entirely online, without the concerns of traffic, time restrictions, or limited branch access. 🏦

Key Features and Services:

1. Digital Account Opening: Open a Pasargad digital account completely online and for free! 🎉

2. Free Bank Card Delivery: Receive your Pasargad bank card at your preferred location, absolutely free. 🚚

3. Instant Loan (Poshtibaneh): Get a new generation of loans up to 25 million Tomans in less than 3 minutes, without the need for a guarantor, cheque, or promissory note. 🚀

4. Deposit-Based Loan (Barayand): Obtain loans up to 50 million Tomans based on your deposit and earned coins in Vi-Club, without any guarantor, cheque, or promissory note. 💰

5. Vi-Club Lottery: Earn coins for your account balance and participate in وی‌کلاب (Wepod’s customer club) lottery.🎁

6. Rooyesh Investment Plan: Participate in a profitable investment plan with fixed monthly interest payments. 📈

7. Online Insurance Purchase: Buy third-party insurance online, instantly. 🛡️

8. Smart Money Transfer: Transfer money using the fastest and cheapest method among all common methods with just one number. 💸

9. Cheque Services: Use cheque services (collection, registration, transfer, etc.) online. 🏦

10. Higher Transfer Limits: Card to card transfer up to 10 million Tomans daily and Paya transfer up to 50 million Tomans daily. 💳

11. Online Card Management: Change your card PIN online and use dynamic passwords from the start (enabled by default). 🔒

12. Instant Card Blocking: Block your card instantly and online if lost. 🚫

13. Replacement Card Request: Request a replacement card completely online. 🔄

14. 24/7 Support: Enjoy online and phone support 24 hours a day, 7 days a week. 📞

15. Digital Gift Cards: Create and send digital gift cards with custom designs, text, and amounts. 🎁

16. Account Reporting: Get reports on your account transactions. 📊

17. Virtual Banking Activation: Activate your account in Pasargad Bank’s virtual banking system and connect to other Pasargad accounts. 💻

18. IBAN Inquiry: Inquire about your IBAN using your card number and vice versa. ℹ️

ویپاد strives to provide a new generation of banking services using innovative financial technologies, aiming to be a "Transformation Bank." ✨

Features

• Digital account opening and free bank card

• Instant loans without guarantor or collateral

• Deposit-based loans up to 50 million

• Vi-Club lottery with various prizes

• Profitable investment plan with high interest

• Online insurance purchase

• Smart money transfer options

• Online cheque services

• 24/7 customer support

• Digital gift card creation and sending

• Account activity reporting

• Virtual banking activation and Pasargad account connection

• IBAN inquiry using card number and vice versa

Pros

• Completely online and free digital account opening

• Free Pasargad bank card delivery to your location

• Instant loans up to 25 million without guarantor

• Deposit-based loans up to 50 million without guarantor

• Earning coins for account balance to join Vi-Club lottery

• Profitable investment plan with monthly interest payments

• Online and instant third-party insurance purchase

• Smart money transfer with the fastest and cheapest method

• Online Cheque services (collection, registration, transfer)

• 24/7 online and phone support

Cons

• Loan amounts and repayment periods may be limited

• Requires a Pasargad Bank account