Current: The Future of Banking

Editor's Review

Welcome to Current, the mobile banking app designed to revolutionize how you manage your money! 🚀 Current isn't just another banking app; it's a financial technology company committed to providing you with the tools you need to spend, save, and manage your finances effectively. While Current is not an FDIC-insured bank, rest assured that FDIC insurance up to $250,000 is available on customer funds through pass-through insurance at Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC, ensuring your money is protected.🛡️

Build Credit with Ease: Introducing the Build Card – a fantastic way to build your credit history without the need for credit checks! 🎉 Bank and build credit simultaneously, making financial growth more accessible than ever.

Access Paycheck Advances: Need a little extra cash before payday? Current allows eligible customers to qualify for up to a $500 Paycheck Advance with no mandatory fees. 🤑 Get the funds you need, when you need them, without unnecessary charges. Please note that conditions and eligibility may vary and are subject to change.

Skip ATM Fees: Say goodbye to those pesky ATM fees! 👋 With Current, you can enjoy fee-free cash withdrawals from 40,000 Allpoint ATMs in the U.S. Keep more of your money where it belongs – in your pocket! 💰

Faster Direct Deposits: Get paid up to 2 days faster with direct deposit! 🚀 Access your funds sooner compared to traditional banking policies. Faster access is subject to the timing of the payer's submission of deposits.

Overdraft Protection: Be covered with fee-free overdraft up to $200! 🛡️ Current helps you avoid those inconvenient overdraft fees when you need it most. Keep in mind that the actual overdraft amount may vary and is subject to eligibility requirements.

Boost Your Savings: Watch your savings grow with an annual bonus of up to 4.00% on your savings! 🌱 With Savings Pods, you can earn more on your balances. The Boost rate is variable and may change, so be sure to check the terms for the latest rates and eligibility.

Earn Rewards: Get rewarded for your everyday purchases! 🎁 Earn 1x points for every dollar spent at any grocery store or restaurant. Turn your spending into rewards and enjoy the benefits of being a Current member. Points expire 365 days after settling.

24/7 Support: Need help? Current offers 24/7 support directly in the app. 📞 Whether you have a question or need assistance, the Current team is always ready to help.

Current is more than just a banking app – it’s a comprehensive financial tool designed to help you make the most of your money. Download Current today and experience the future of banking! 🏦✨

Features

• Build Credit

• Paycheck Advance

• Skip ATM Fees

• Faster Direct Deposits

• Be Covered

• Save

• Get Rewarded

• Get Help

Pros

• Build credit without credit checks

• Get paycheck advances up to $500

• Avoid ATM fees at 40,000 Allpoint ATMs

• Receive direct deposits up to 2 days faster

• Access fee-free overdraft up to $200

• Earn up to 4.00% annual bonus on savings

• Earn rewards on grocery and restaurant purchases

• 24/7 in-app support

Cons

• Out-of-network ATM fees may apply

• Paycheck Advance feature has eligibility requirements

• Boost rate on Savings Pods is variable

• Points expire 365 days after settling