Zip

Editor's Review

Are you looking for a flexible way to manage your spending? 🤩 Zip offers a suite of products designed to fit your lifestyle and financial needs! Whether it's everyday expenses or bigger purchases, Zip provides options with varying credit limits and interest-free periods. Let’s dive into the details! 🛍️

Zip Pay: Perfect for your daily spending with a credit limit of up to $1,000! Shop now and pay later with the Zip Pay Visa Card, accepted everywhere Visa is! Enjoy the flexibility of repaying weekly, fortnightly, or monthly, and the best part? It's always interest-free! 🎉 Just remember, a monthly account fee of $9.95 applies unless you pay your closing balance in full by the due date. 🗓️

Zip Plus: Need a bit more spending power? Zip Plus offers credit limits from $2,000 to $8,000! This digital card gives you the flexibility you need with interest and fee-free options. Use it for groceries, dining out, fuel, bills, and more! Save with $0 international transaction fees. To avoid interest, simply reduce your total owing to $1,500 or less by the end of each month. If your balance exceeds this, a low-interest rate of 12.95% applies. 💡

Zip Money: Planning a bigger purchase? Zip Money provides credit limits up to $5,000 for those larger expenses like holidays, renovations, or IVF treatments! Pay nothing on the day of purchase and enjoy a minimum of 3 months interest-free on every purchase, or up to 5 years interest-free at select Zip partners. Split purchases over $300 into equal interest-free instalments to avoid interest charges! ✈️🏠

Security and Perks: Zip ensures your security with built-in features! Generate single-use cards for private and secure online shopping. Stay informed with notifications of upcoming repayments, and easily check your balance, view statements, and manage repayments in the Zip app. Plus, enjoy access to exclusive deals, offers, and cashbacks within the app! 🎁🔒

With Zip, managing your finances has never been easier or more rewarding! Explore the options that suit you best and enjoy the flexibility and security Zip provides. 😊

Features

• Up to $1,000 credit with Zip Pay

• Higher limits with Zip Plus ($2,000 - $8,000)

• Zip Money offers up to $5,000 credit

• Interest-free instalments on purchases

• Single-use cards for secure online shopping

• Notifications for upcoming repayments

• Manage account and view statements in-app

• Deals, offers and cashbacks within the app

Pros

• Offers up to $8,000 credit limit

• Provides interest-free options

• Accepted everywhere Visa is accepted

• Cashbacks and deals available in the app

• Secure shopping with single-use cards

Cons

• Monthly account fees may apply

• Interest charged if balance exceeds $1,500 (Zip Plus)

• Establishment fees may apply (Zip Money)