Capitec Bank

Editor's Review

Welcome to the future of banking with the Capitec Bank app! 🏦 Named SA's Best Digital Bank in the SITEisfaction 2021 report, this app brings secure, convenient, and cost-effective banking right to your fingertips. Plus, you won't incur any data charges on most major South African networks while using it! 🇿🇦

Capitec has revolutionized banking by leveraging innovative technology to cut costs, translating to lower transaction fees and more value for you. 💸 With a plethora of features designed to simplify your financial life, this app is a game-changer. Let's dive into the details! 👇

Transact with Ease

Open a Capitec account simply by snapping a few selfies and scanning your ID. 🤳 No need to visit a branch! Get your card delivered to your door for a small fee, or pick it up at a branch for free. Lost your Remote app PIN? Reset it directly from the app without needing to visit a branch. 🔓

Investment Opportunities

Interested in investing? Buy and sell shares with EasyEquities and save 20% on brokerage fees across all trades. 📈 It's a fantastic way to grow your wealth right from your phone!

Seamless Payments

With the Pay me feature, generate your personalized QR code to accept payments from other Capitec clients. 📱 You can also scan to pay all major QR codes directly from the app. Sending money is now easier than ever.

Stay Informed

Get free transaction updates with in-app Money In/Money Out messages. 💬 Keep track of where your money is going and coming from, helping you stay on top of your finances.

Flexible Control

Need to send cash to friends or family? Send cash to be collected at selected retailers and Capitec ATMs. 🏧 Update your card withdrawal and purchase limits to suit your needs. Manage contactless card transactions by turning tap to pay on and off and updating your tap to pay limit. 💳

Security First

Immediately stop lost or stolen cards to prevent unauthorized use. 🚨 Manage your debit orders and DebiCheck mandates effortlessly. Receive electronically stamped statements via email for your records. 📧

Versatile Payments

Pay people and accounts easily, make immediate payments to other banks in SA, and pay bills like DStv, SARS eFiling, or TV licenses instantly. 🧾 Pay Capitec clients using only their verified cellphone numbers, adding another layer of convenience.

Prepaid Services

Running low on airtime or electricity? Buy prepaid electricity, airtime, data, and SMS bundles directly from the app. ⚡ Stay connected and powered up with just a few taps.

Internet Banking Management

Manage your Internet banking by turning it on and off as needed, providing an extra layer of security. 🌐

Save Smartly

Open, personalize, and manage up to 4 additional savings plans. 💰 Fix your savings plans to earn higher interest, helping you reach your financial goals faster.

Insure with Confidence

Get a free estimate on the app for funeral plans and manage your insurance 24/7. 🛡️

Credit Management

Get a free personalized credit estimate and manage your credit directly on the app. 📊

Important Security Tips

Once you've registered and activated the app, remember to keep your Remote PIN secret and your cellphone safe and in your possession at all times. 🔒

With all these features and more, the Capitec Bank app is designed to make your banking experience seamless, secure, and rewarding. Download it today and take control of your financial future! 🚀

Features

• Open account with selfies and ID scan

• Card delivery or branch pickup

• Reset Remote app PIN easily

• Buy/sell shares with EasyEquities

• Accept payments via personalized QR code

• Scan to pay major QR codes

• Track spending with Money In/Out messages

• Send cash to friends and family

• Manage card limits and tap to pay

• Stop lost or stolen cards

• Manage debit orders and DebiCheck mandates

• Email electronically stamped statements

• Pay people, accounts, and bills

• Buy prepaid electricity, airtime, and data

• Manage Internet banking

Pros

• Lower transaction fees

• Free transaction updates

• Manage your finances easily

Cons

• Need to keep Remote PIN secret

• Cellphone safety is user's responsibility