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Discover KOHO, the ultimate app trusted by over 1.7 million Canadians to master their financial lives! 🇨🇦💰 KOHO offers a seamless way to spend and save, all with no hidden fees or complicated fine print. It's your all-in-one solution for earning rewards, managing spending, building credit, and budgeting effectively. KOHO's mission is simple: to make financial management accessible, engaging, and user-friendly for everyone.
Personalized Plans for Everyone
KOHO provides three tailored plans to suit your unique financial needs: Essential, Extra, and Everything. Whether you want to boost cash back rewards, accelerate your credit-building journey, or earn more interest, there’s a KOHO plan designed just for you! 🌟
Earn More, Spend Less
With KOHO, you’ll earn cash back on everyday spending! Get up to 2% back on groceries, food, drinks, and transportation, plus 0.5% cash back on all other purchases. It’s like getting paid to shop! 🛍️💸
Goodbye, Unnecessary Fees
Say goodbye to e-transfer fees, ATM withdrawal charges, and hidden costs. KOHO is committed to saving you money, ensuring you never have to worry about hefty bank fees again. 👋🚫
Build Your Credit History
KOHO’s Credit Building program makes improving your credit history straightforward. Secure a line of credit, make timely repayments, and watch your credit score grow. A strong credit history is now within your reach! 📈💪
Earn Interest on Everything
Maximize your savings with up to 4% high-interest savings rates. Watch your money grow steadily and achieve your savings goals faster. Reliable and consistent growth to help you meet your financial objectives. 🏦🌱
Start Spending in Minutes
Sign up quickly and get a virtual card instantly. Use the app to pay bills, send Interac e-transfers, create savings goals, and connect with the KOHO team for support. Start your financial journey today! ⏱️🚀
Refer & Earn
Share KOHO with your friends and earn $20 for each successful referral. Plus, your friends will receive a $20 bonus to kickstart their financial journey too! Spread the love and the savings! ❤️🎁
Peace of Mind Guaranteed
KOHO partners with Mastercard to ensure your money is held securely. Enhance your protection by locking your card in-app and enjoy a zero-liability policy for unauthorized use. Your security is our priority. 🔒🛡️
As featured in NASDAQ, Bloomberg, The Globe and Mail, CBC, Toronto Life, Yahoo Finance, and Financial Post. Try KOHO today and unlock your full financial potential! 🚀💰
Features
Prepaid Mastercard for spending and saving
Personalized plans for every spending style
Earn up to 2% cash back on purchases
Build credit history with Credit Building program
Earn high-interest savings up to 4%
Virtual card available for instant spending
Refer friends and earn bonus rewards
Secure spending with Mastercard partnership
Pros
Earn cash back on everyday spending
No unnecessary fees for transactions
Build credit history with minimal effort
Cons
Fintech, not a bank; relies on bank partners
Interest rates can change without notice
