Deferit: Pay bills in 4

Editor's Review

Tired of stressing over bills and late fees? 😩 Deferit is here to revolutionize the way you manage your finances! With Deferit, you can budget and pay any bill without the burden of interest or late fees. 🎉 Simply upload your bill, choose how much you want to pay, and Deferit pays it for you. Then, you pay Deferit back over time in 4 simple installments! It's that easy! 🥳

Key Features:

Split Bills in 4: Easily split your bills into manageable installments. Just snap a photo, screenshot, or add a file of your bill, select the amount to pay, and Deferit pays the full amount upfront. You then repay Deferit over time. 🧾

Save Money on Bills: Deferit’s team of account experts negotiates with your billers to get you the best possible rates on internet, phone, TV, and more. If they can't save you money, you don't pay anything! 💸

Build Your Credit History: Unlike most bill payments that go unreported, Deferit reports your payments to the three major credit bureaus. Paying your bills through Deferit helps you build a positive credit history, which can lead to lower rates on loans and more! 🏦

Join a community of over 500,000 Americans who are already using Deferit to take control of their bills and improve their financial well-being. 👨‍👩‍👧‍👦

Important Information:

The "Split bills in 4" feature is available in select states. Upon onboarding, Deferit will inform you whether this option is available based on your address. Eligibility requirements and a down payment may apply. The Credit Builder feature, Bill Savings, and the bill management platform are available in all states. 🌍

Deferit charges a monthly membership fee, and an application fee may apply. All payments are subject to a processing fee of $0.99. There are no lock-in contracts, giving you the flexibility you need. 🔒

Features

• Split bills into 4 interest-free installments

• Negotiate bills for lower rates

• Report bill payments to credit bureaus

• Manage and pay all bills in one app

• No interest or late fees

• Available in select states

• Credit Builder feature available in all states

• Bill Savings available in all states

Pros

• Pay bills in installments

• Save money on bills

• Build credit history

• Manage all bills in one place

Cons

• Monthly membership fee

• Processing fee for payments