Zilch: Get Credit & Pay Later

Editor's Review

Zilch is revolutionizing the way you shop and manage your money! 💰 Join over 4 million customers who are already enjoying the benefits of flexible payments and instant rewards. With Zilch, you can get the credit you deserve and shop with confidence. Whether you need to spread the cost of a purchase or want to earn rewards while you shop, Zilch has you covered. 👍

Key Features:

• Quick Credit: Apply in minutes and get access to up to £2250 in credit.
• Flexible Payments: Pay over 6 weeks at top stores like eBay and Amazon with zero fees, or spread the cost over 3 months (subject to eligibility).
• Instant Rewards: Earn up to 5% back in Zilch Rewards when you pay in full, and 0.5% back when you use Zilch Anywhere or Tap and Pay in-store.
• Credit Building: Use Zilch responsibly and watch your credit score improve over time.
• Zilch Anywhere: Shop at any store, online or in-store, and still enjoy the benefits of Zilch's flexible payment options.
• Customer Support: Get help when you need it with our dedicated customer support team available 9am–6pm, seven days a week.

How it Works:

1. Explore: Find your favorite stores in the app.
2. Zilch Anywhere: If you can't find your store, use Zilch Anywhere.
3. Choose Payment: Decide whether to Pay now or spread the cost.
4. Enable Card: Tap Enable card and shop at your chosen store.

Zilch is committed to eliminating the cost of consumer credit and providing you with the tools you need to manage your finances effectively. 💪 Download Zilch today and start shopping smarter!

Features

• Apply quickly and get credit up to £2250

• Pay over 6 weeks at select stores with zero fees

• Pay over 3 months with fees may apply

• Earn up to 5% back in Zilch Rewards

• Use Zilch Anywhere for online and in-store purchases

• Build your credit score with regular use

• Get a credit limit tailored to your needs

• Snooze payments for extra time to pay

Pros

• Build your credit score with responsible use

• Grow your credit limit over time

• Customer support available seven days a week

Cons

• Fees may apply for paying over 3 months

• Snooze feature subject to eligibility and fees